Get IDFC credit card with instant approval
Low on charges,
high on benefits!
Benefits:
1. Lifetime Free Credit Card.
2. Super saver interest rate from 0.75% - 3.5% per month.
3. Reward Points - 6X Rewards on Online spend; - 10X Rewards on monthly spends above Rs. 20,000; - 10X Rewards on all birthday spends. - No Expiry - Shop using reward points
4. Additional benefits -25% Off at movie tickets once a month (via PayTM), - Free road side assistance worth Rs. 1499
FEES AND CHARGES
Low on charges,
high on benefits!
with lowest interest rate
No annual fee. Lifetime Free Credit Card
Low Interest Rates (APR), from 0.75% to 3.5% per month (9% to 42% per annum)
OVL Charges – 2.5% of the over-limit amount subject to a minimum charge of ₹500
Forex Markup at 1.99% for all international transactions
Late Payment Fee - 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1250)
Interest free cash withdrawals on Domestic and International ATMs for up to 48 days (Cash Advance Fee of only ₹199 per transaction)
View detailed Terms and Conditions
BENEFITS & PRIVILEGES
First-in-class features.
Designed to delight, year after year.
JOINING BENEFITS
Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation
5% cashback (up to ₹1000) on the transaction value of first EMI done within 90 days of card generation
1. Salaried Individuals - 21 to 60 Years; Self Employed 25 to 65 years.
2. Monthly income - More than Rs. 30,000.
3. Owners of other bank's credit card with limit above Rs. 50,000.
4. Credit Score - Above 710 with clean past record. 5. Available for residents of 50 cities. Please check PIN Code.
6. Existing customers of IDFC First bank are not eligible.
